• Registration: 1-3
  • Underwriting: 1
  • Conditions: 1-3
  • CD Requests: 1
  • Docs: 1
  • Funding: 1
Times shown in days.

About Us

Our Approach

The process of brokering a loan was broken. So we decided to fix it.

At Commerce Home Mortgage Wholesale, we bring a start up mentality to the old-fashioned mortgage industry. Instead of the rigid structure and red tape that slows down big banks, we’re free to exercise fresh thinking. So we asked ourselves, “If we could reinvent the mortgage industry, what it would it look like?”

Instead of a black box, we provide insight. In place of a faceless process, we staff our operations with real people, who are accessible and accountable. Instead of underwriting a loan number, we put in place a process that treats every transaction personally and professionally.

The CHMW leadership team brings over 100 years experience to the table. We put in place an operations staff with the acumen to structure deals correctly. Sales managers who provide the oversight to ensure your requirements are met and transactions proceed smoothly. As a result you will have the confidence to start and finish a transaction swiftly. You’ll close more loans faster and build your business.

Seven Days Pays!

Sevendayspays efa6356b638b30fda1e2017a2c4f536670b718284b42d6ce0b429a28fc684f80

Deliver all of your prior to doc conditions within 7 calendar days of receiving your approval and earn a 10 bps price improvement.
It’s that easy!

Close Faster! Close More Loans.

Img approach bottom 6680b71fc7e00461a0f13d17f4d5314e2b389dea1b425c0a8bc237f85471fc64

“We take pride in the camaraderie we have at our company. Our mantra: If you take care of your employees, they will take care of your customers.”